If you live in the UK, the NHS provides everyone with free health care, regardless of their sexuality, but waiting lists are increasing and some procedures are not available. 8% of the British population use private health insurance for a variety of reasons.  A recent survey found that there are twice as many uninsured same-sex couples than uninsured straight, married couples. Whilst there are several reasons for this, a number of steps have been taken over the past few years to close the gap and make it easier for LGBT individuals and couples to get fairly priced health insurance.

All same-sex partners should think about what would happen to them financially if one should die before the other. This is especially true of partners who choose not to enter into a civil partnership.

No one likes to think about what happens when they die, but if you want to make sure your wishes are adhered to and avoid a large tax bill, it's essential you think ahead. Now we have civil partnerships in the UK which grant  LGBT couples most of the legal consequences of marriage, estate planning for the LGBT community should be very similar to a straight person’s estate planning. Still, here are a few tips for you to consider.